# Cryptocurrency payment

Cryptocurrency payment funds a proxy account by sending a coin (Bitcoin, Ethereum, USDT, USDC, Litecoin, Monero, Solana, Tron, Dogecoin…) to an address generated for that top-up; once the transaction reaches the required number of confirmations, the balance is credited in USD at the rate of the moment. It requires no card, no bank and typically no identity documents, cannot be charged back, and its cost is the network fee the sender pays. Some providers accept it alongside cards; a few accept only crypto.


## Step by step

1. Choose the coin and the amount in USD; the checkout shows the exact coin amount and an address (or a memo where the network needs one).
2. Send exactly that amount from your wallet or exchange; the fee is paid by the sender on top.
3. Wait for confirmations: seconds on Solana or Tron, minutes on Litecoin or Ethereum, ten minutes to an hour on Bitcoin depending on congestion.
4. The balance is credited; the top-up appears in the ledger with its transaction hash.


## Choosing a coin

| Need | Good choices | Why |
| --- | --- | --- |
| Lowest fees on small top-ups | USDT on Tron (TRC-20), Litecoin, Solana | Fees of cents, fast confirmation |
| Stable value between sending and crediting | USDT, USDC | Pegged to the dollar |
| Maximum privacy | Monero | Amounts and parties are shielded on-chain |
| Widest availability | Bitcoin, Ethereum | Every exchange and wallet |


## Things that go wrong

- Sending a token on the wrong network (USDT ERC-20 to a TRC-20 address).
- Forgetting the memo on networks that require it.
- Sending from an exchange that deducts its fee from the amount: send a little more, under-payments are credited at the value received.


## How it works at ProxShift

ProxShift is crypto-only: the wallet is funded in BTC, ETH, USDT, USDC, LTC, XMR, SOL, TRX, DOGE and more, from $20, with a bonus on larger top-ups (+10% from $100, +25% from $250, +40% from $500, +50% from $1,000), and credited in USD when the transaction confirms. No card, no chargebacks, no identity documents.

## Questions

**Are crypto payments refundable?**

Unused wallet balance can be refunded to the wallet it came from, minus network fees; consumed traffic and delivered terms are not refundable. Bonus credit is spent like balance but never paid out.

Source: https://proxshift.com/glossary/crypto-payment